Insurance
Purpose
A valuation for insurance provides the client with fully described schedule of an item or list of items, illustrated with photographs. Extensive research is entered into in order to give an accurate assessment of the replacement value of an article. Where possible this will be in terms of a brand new replacement value. In the case of an antique item or irreplaceable item, the cost to replace with a similar or equivalent item. The valuation can be used to list the item on a household or specialist insurance policy. It does not constitute an offer to purchase the goods.
Example
Example Valuation For Insurance Schedule - Jewellery
Charges
We charge 1.5% of the total appraised value up to £10000 and 1% thereafter. In addition there is a £45 document preparation fee. All charges include VAT and photography.
Any articles valued by us within the last five years shall be subject to a 50% reduction in its appraisal fees.
Please note:
In the case of rare or exceptional articles, we reserve the right to pass on, with client’s prior agreement, reasonable charges born by us in respect resulting from travel expenses or outsourced research where specialist equipment is required such as x-rays, etc, may be required.
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