Insurance

Purpose

A valuation for insurance provides the client with fully described schedule of an item or list of items, illustrated with photographs. Extensive research is entered into in order to give an accurate assessment of the replacement value of an article.  Where possible this will be in terms of a brand new replacement value. In the case of an antique item or irreplaceable item, the cost to replace with a similar or equivalent item. The valuation can be used to list the item on a household or specialist insurance policy.  It does not constitute an offer to purchase the goods.

Charges

We make a standing charge for a valuation schedule (which may contain more than item) of £20.  An additional charge of 2% of the total valuation, up to £10,000 is added.

Please note:
For valuation schedules totalling more than £10,000 we have a sliding scale of charges, please contact us for more details.  We may make a reduction in fees if the item has been valued by us with in the last ten years.  In the case of rare or exceptional articles, we reserve the right to pass on, with client’s prior agreement, reasonable charges born by us in respect resulting from travel expenses or outsourced research where specialist equipment is required such as x-rays, etc, may be required.